Regulatory Compliance

RLR provides our clients with technical and operational expertise to determine adherence with regulatory guidelines. RLR specializes in reviews associated with Loan and Deposit Compliance. We perform detailed audits and/or reviews of compliance structure and functions, compliance materials, the process for disseminating compliance information as well as evaluating the methods for validating compliance efforts.

Financial institutions are required to implement a risk-based audit program. In identifying risk, a number of factors may be considered: 1) major business and service lines, 2) organizational structure, 3) operations, 4) compliance quality as related to level and complexity of business operations, and products and services, and 5) past performance. As such, RLR audits against FFIEC guidelines but we do not take a “cookie cutter” approach to our audit services. Rather, we define the audit scope and Financial Institution needs based on consultation with our clients.