Monica Eppler, a Senior Associate Consultant of RLR Consultant Management, Inc. is a seasoned professional in the financial industry with over 30 years of experience. She has worked in California in data and systems integration, information technology, loan and accounting operations. This includes 6 years as a data and systems integration project manager, 15 years as a loan operations manager and 4 years as an accounting supervisor and 5 years as a consultant. Employed by both small and large community banks, she has held a wide range of experience in accounting and loan operations, information systems, and project management.

Her experience includes:

• Lead overall project manager for a systems and data merger of a California bank acquisition which combined assets to over $400 million.

• Lead loan project manager for 15 systems and data mergers of a California bank growing in size from $250 million to over $4 billion through acquisitions.

• Managed manual data conversions of standalone loan systems to core system of large bank.

• Created and managed core system specifications on Fiserv and Jack Henry core systems of small to large Banks.

• Acted as ITI security administrator on banking core systems of large bank.

• Responsible for training staff on updates and changes of core system of large bank.

• Developed standardization of loan products for 3 banks.

• Developed loan administration procedures for 4 banks.

• Managed Note/Loan Service departments of 3 small to mid-size banks.

• One of a 3-member team performing due diligence for loan purchases on the secondary market for a small community bank.

• Managed troubled assets/REO for small community bank.

As a consultant, have performed:

• Credit Reviews for a small and large sized Banks

• Note Department reviews for a small to mid-sized Banks

• Acted as interim Loan Service Manager for 2 mid-sized Banks

• Due diligence on loan portfolio of mid-sized Bank

• Loan Compliance reviews for mid-sized Banks

• Managed Testing function for all system applications of a large Banks’ data conversion. As a merged bank, size became $19 billion.

• Best Practice reviews for Loan Servicing Departments

• Spec Reviews on loan application systems

• Efficiency studies on Loan Service Departments