RLR Management Consulting

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Who are the Underbanked?

…of consumers has appeared, the ‘underbanked’. Here’s a peek at who and what may be competing for that old-fashioned account holder. Banking Alternatives Many young adults are ‘underbanked’. They are looking for hip cool products using social media payment vehicles like Facebook or Apple. They want their funds now, not next day, and want the ability to use a text to send funds. One example of this would be ApplePay. The user would simply text to send or request funds. The recipient clicks ‘accept’…

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HMDA Regulatory Update – What Lenders need to know!

…ant’s/borrower’s age Credit score/name and version of the credit scoring model Debt-to-income ratio Automated underwriting system name 2. Information about the property securing the loan Value of the property to secure the loan Combined loan-to-value ratio Manufactured home property type – land or without land Manufactured home land interest – ownership or leasehold Total dwelling units securing the loan Multifamily affordable units – number of units that are income-restricted under affordable ho…

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Download – RLR Educational Workshop: ERM Implementation

…Before you download this file, we ask that you tell us a little about yourself. After completing the form, a link will be sent to the email address you have provided. Name (required) Your Email (required) Organization (required) [recaptcha]…

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Download – WIB Webinar: Cyber Security – The Increasing Exposure

…Before you download this file, we ask that you tell us a little about yourself. After completing the form, a link will be sent to the email address you have provided. Name (required) Your Email (required) Organization (required) [recaptcha]…

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Download – FDIC Resource Papers: Effective Practices for Selecting a Service Provider

…Before you download this file, we ask that you tell us a little about yourself. After completing the form, a link will be sent to the email address you have provided. Name (required) Your Email (required) Organization (required) [recaptcha]…

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Download – FDIC Resource Papers: Techniques for Managing Multiple Service Providers

…Before you download this file, we ask that you tell us a little about yourself. After completing the form, a link will be sent to the email address you have provided. Name (required) Your Email (required) Organization (required) [recaptcha]…

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Download – FDIC Resource Papers: Tools to Manage Technology Providers

…Before you download this file, we ask that you tell us a little about yourself. After completing the form, a link will be sent to the email address you have provided. Name (required) Your Email (required) Organization (required) [recaptcha]…

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Reference Library

…sights: Fiserv Integrated Teller Tips & Tricks – Teller Capture End of Day Process Download Presentation Download Video Lending & Credit   RLR Workshop: CECL Is Your Institution Ready? Download Presentation Payments RLR Webinar: Changes in Digital Payments Landscape – Is Your Institution Ready? RLR Webinar: Changes in Digital Payments Landscape, Is Your Institution Ready RLR Workshop:DiscussingDigital:ResultsfromRLR’s2017FasterPaymentsSurvey Vendor Management Vendor Management Third Party Risk Ma…

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Download – RLR Educational Workshop: Regulatory Hot Topics New FILs

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Information Technology & Compliance

…aminations IT Organization Structure and Board/Management Oversight Network and End-User Computing IT Risk Management Information Security Program (includes GLBA 501b related requirements) Electronic Banking and Website Disaster Recovery and Business Continuity Planning Information Technology Policies & Procedures RLR Management Consulting has worked with numerous clients assisting them with the development of their policies and procedures for all areas of Information Technology, including the In…

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